Credit Card Processing & Merchant Services

A leader in merchant services since 1993. Whether you have a storefront, do business online or a phone center - or use all these methods - you need the ability to accept credit cards. As an experienced merchant services and credit card processing service provider, we can help. We also work with high risk merchants too! With our relationships with advantage and psbill, we have boarded hundreds of high risk merchant accounts also.
Why choose us? At Card Processing Pros, we understand your need for a readily available, knowledgeable merchant account provider who can answer all your questions about credit card processing. We provide complete merchant account and gateway services, plus tech support all in one convenient package. No one else does that. Plus we offer some of the best fees and rates in the industry! Learn more about the Card Processing Pros advantage.

Friendly, Personal Merchant Services
When you call our office during regular business hours, a live, friendly person will answer. You can also contact us 24/7 by e-mail. Someone will get back to you the next business day with expert advice on credit card processing.

We also offer a quick and easy application and approval process, usually 24 hours to get you up and running; over 98 percent of our applicants are approved. Through our own Bank Card University (BCU), our staffers receive rigorous, in-depth training in merchant account processing. They also stay up to date on the latest developments and technology, so they can answer all your questions about credit card processing quickly and accurately. Remember - your business depends on the ability to accept credit cards.
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Onsite / Storefront
Most of us are familiar with processing credit cards at a "brick and mortar" store; we have all seen credit card "swipe" machines, or terminals, next to checkout registers across the country. After a card is swiped, an authorization code is displayed and usually printed on a credit card transaction slip. Authorization comes from a credit card processing clearinghouse with which the store's bank contracts - assuring payment to the merchant when a customer signs the credit card slip or electronic screen.
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Online or Phone
The ability to accept credit cards is especially important if you are doing business by phone or online, via the Internet (e-commerce). If you are doing business online, you can't afford not to accept credit cards through a merchant account.

E-commerce payment processing also requires a payment gateway that interfaces with the credit card processing clearinghouse to authorize and validate credit cards in real time. Gateways essentially provide a secure portal that connects to your shopping cart and transmits cardholder data to the payment processor. E-commerce shopping cart software needs to connect to gateway systems, which you (the merchant) can access. Card Processing Pros consultants can walk you through the gateway process and everything else you need to know to accept credit cards for your online business.

If you need to take credit cards via the phone, fax, or by mail, we can help. Our Virtual terminal allows you to take credit cards using your PC and an internet connection. This easy to use web based terminal allows you to take credit cards without having to buy costly equipment. Learn More